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      <description>Using AI as a tool for smarter money decisions. AI news that moves markets, hands-on AI workflows, and data-driven reads on real estate and the economy.</description>
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    <guid>https://wondy.kr/en/blog/calculate-student-aid-index-2027-28-chatgpt</guid>
    <title>Why Is My SAI So High? Run the 2027-28 FAFSA Formula Yourself With ChatGPT</title>
    <link>https://wondy.kr/en/blog/calculate-student-aid-index-2027-28-chatgpt</link>
    <description>Every SAI calculator online still runs last year&#39;s tables. Here&#39;s the official 2027-28 formula, a ChatGPT prompt for it, and the entry that costs $10,152.</description>
    <pubDate>Mon, 24 Aug 2026 00:00:00 GMT</pubDate>
    <author>wondykr@gmail.com (Wondy)</author>
    <category>AI Tools</category><category>FAFSA</category><category>College Savings</category><category>Taxes</category><category>Personal Finance</category><category>ChatGPT</category>
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    <guid>https://wondy.kr/en/blog/leftover-529-money-roth-rollover</guid>
    <title>Leftover 529 Money: The Roth Rollover Is Real but Slower Than the Headlines</title>
    <link>https://wondy.kr/en/blog/leftover-529-money-roth-rollover</link>
    <description>Leftover 529 money has four exits. The Roth rollover moves one IRA limit a year, so $20,000 takes three years, and cashing out costs 6.6% to 10.2%.</description>
    <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
    <author>wondykr@gmail.com (Wondy)</author>
    <category>Economy</category><category>College Savings</category><category>Taxes</category><category>Student Loans</category><category>Personal Finance</category><category>ChatGPT</category>
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