https://wondy.kr/en/blog Using AI as a tool for smarter money decisions. AI news that moves markets, hands-on AI workflows, and data-driven reads on real estate and the economy. en-us wondykr@gmail.com (Wondy) wondykr@gmail.com (Wondy) Mon, 13 Jul 2026 00:00:00 GMT https://wondy.kr/en/blog/mortgage-preapproval-shrinking-dti-ai https://wondy.kr/en/blog/mortgage-preapproval-shrinking-dti-ai Your pre-approval was fine three months ago and now the number dropped. The usual suspects: a rate that crept from 6.4% to 6.49%, a new car payment, and the 28/36 DTI rule doing exactly what it was built to do. Here is the math lenders run, plus a copy-paste AI prompt that runs it for you in five minutes. Mon, 13 Jul 2026 00:00:00 GMT wondykr@gmail.com (Wondy) Real EstateMortgageAI ToolsDTIHome BuyingChatGPT