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      <description>Using AI as a tool for smarter money decisions. AI news that moves markets, hands-on AI workflows, and data-driven reads on real estate and the economy.</description>
      <language>en-us</language>
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    <title>Student Loan Repayment Just Changed: RAP vs Your Old Plan</title>
    <link>https://wondy.kr/en/blog/student-loan-rap-plan-change-check-ai</link>
    <description>The new RAP student loan plan went live July 1, 2026. New borrowers get two options; SAVE and PAYE borrowers have until July 1, 2028 to choose.</description>
    <pubDate>Tue, 21 Jul 2026 00:00:00 GMT</pubDate>
    <author>wondykr@gmail.com (Wondy)</author>
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