A copy-paste prompt that pulls every overdraft, NSF, ATM and maintenance fee out of 12 months of statements, plus the 3 fees it will never find.
Fed hike odds tripled to roughly one in three by the July 24 close, then the oil that drove them fell about 16% from its peak. Here is what to check.
Gas averaged $4.001 a gallon on July 20, 2026, up 88 cents in a year. A household burning 540 gallons pays about $475 more than last year.
US residential electricity prices are up 42% in five years, and AI data centers are now a documented driver. The capacity price in PJM, the grid serving 13 states, jumped from $28.92 to $329.17 per megawatt-day in two years, and the market monitor pins 40% of the latest auction cost on data centers. What changed, what it means for your bill, and where the viral claims overshoot.
Most 'record high' and 'all-time high' numbers in the news are technically true and still misleading: they skip inflation adjustment, lean on a weak base year, or cherry-pick the time window. Here is a 3-step routine using ChatGPT or Claude plus two free official sources, the BLS inflation calculator and FRED, to tell a real record from an artifact.