The 2026 401(k) limit is $24,500 and the average employer match hit 4.7%. Run a mid-year checkup with AI to catch a missed match, high fees, and drift.
The new RAP student loan plan went live July 1, 2026. New borrowers get two options; SAVE and PAYE borrowers have until July 1, 2028 to choose.
US car insurance averages $2,158 in 2026, up 43% since 2021. Read your renewal line by line, compare quotes fairly, and use AI to find your negotiation points.
Recession indicators are free to check. Pull four FRED numbers, and as of July 2026 none is triggered. Here is how to read them yourself with AI.
HELOCs run near 7.5% while 30-year mortgages sit at 6.5% in July 2026. Compare the two ways to tap home equity, and see when not touching it wins.